Asset Protection and Tax Planning with the use of Trusts

Many forms of trusts exist with various benefits to accomplish certain goals. These entities can provide avenues for tax minimization, income splitting with individuals or a trust itself, and asset protection for current and future beneficiaries.

Computer Generated Retirement Income Audits

Computer generated retirement income audits. These calculations establish whether one can reach or sustain his/her lifestyle income requirements while establishing which assets should be depleted first.

Benefit Cost Analysis & Due Diligence Calculations

When contemplating various tax and investment options, few calculate the potential future outcome. Through in-depth benefit-cost analyses, one can create a priority schedule prior to the implementation of various options.

Private Debt

Traditionally this type of investing has only been accessible by endowment funds, pensions, and institutional investors. Accessing these types of investments at the retail level creates an additional element of asset class diversification.

Real Property Pools

Real Property Pools. The ability to diversify traditional holdings through the pooling of commercial real estate properties
encompasses what Real
Property pools are.

Corporate Asset Transfers

Corporate Asset Transfers. Through every corporation’s Capital Dividend Account (CDA), options exist to flow money to the
shareholder on a tax-free
basis.

Income Splitting & Spousal Loans

Income splitting opportunities continue to diminish. The use of a spousal loan may help
a family reduce its household
tax bill on portfolio assets.

IPP (Individual Pension Plan)

This plan allows for increased tax savings beyond those of RRSPs. In addition, past service contributions may also exist for the potential of increased pre-tax investing.